{"id":37966,"date":"2024-03-13T12:11:08","date_gmt":"2024-03-13T12:11:08","guid":{"rendered":"https:\/\/womenmag.net\/business\/this-tiktok-money-mentors-tips-are-so-good-i-couldnt-stop-watching-if-i-tried\/"},"modified":"2024-03-13T12:11:29","modified_gmt":"2024-03-13T12:11:29","slug":"this-tiktok-money-mentors-tips-are-so-good-i-couldnt-stop-watching-if-i-tried","status":"publish","type":"post","link":"https:\/\/womenmag.net\/business\/this-tiktok-money-mentors-tips-are-so-good-i-couldnt-stop-watching-if-i-tried\/","title":{"rendered":"This TikTok Money Mentor’s Tips Are So Good, I Couldn’t Stop Watching If I Tried"},"content":{"rendered":"
Because of my major supply of millennial information (social media) and the magic that’s the algorithm, I stumbled upon Vivian Tu and her viral movies on her account Your.RichBFF. As somebody who loves private finance content material, her account mainly grew to become my heaven. Flash ahead to immediately, and I\u2019ve learn Vivian Tu\u2019s New York Occasions Finest-Promoting Guide, Wealthy AF: The Profitable Cash Mindset That Will Change Your Life<\/em>, and I nonetheless can\u2019t get sufficient of her content material.<\/p>\n Why am I so obsessed, you would possibly ask? Nicely, Tu makes private finance enjoyable, attention-grabbing, and related. Nothing about her movies feels redundant or stuffy like different content material I\u2019ve consumed up to now\u2014as an alternative, her strategy and suggestions are inspiring and eye-opening, offering a unique and contemporary strategy to the world of finance. As somebody who needed to fumble by her twenties with minimal steering on make good cash strikes, I\u2019m envious of all of the twenty-somethings who can profit from her recommendation proper now.<\/p>\n Private finance can really feel complicated and overwhelming and the identical previous cash recommendation can get previous after some time\u2014everyone knows that budgeting and investing are necessary. So in the event you\u2019re searching for new, distinctive methods to get essentially the most out of your cash, construct wealth, and save in savvy methods, look no additional than Vivian Tu, who is devoted to creating game-changing private finance suggestions accessible to everybody. Forward, I\u2019m sharing one of the best recommendation I\u2019ve realized from Vivian Tu and all of the explanation why I can\u2019t cease consuming her content material.<\/p>\n MEET THE EXPERT<\/p>\n Vivian Tu is a former Wall Road trader-turned-expert, private finance educator, public speaker, entrepreneur, and debut creator of an on the spot New York Occasions bestseller. Often called Your Wealthy BFF on social media, Vivian is on a world mission to make the monetary business much less \u201cmale, pale, and off.\u201d Her dedication to selling monetary literacy has garnered over 5.5 million followers on TikTok and Instagram, in addition to honors on the Forbes 30 Below 30 \u2013 Social Media (2023) and inaugural Prime Creators (2022) lists. All of which is to say, she is aware of what she\u2019s speaking about, and persons are listening.<\/p>\n<\/div>\n<\/div>\n<\/div>\n Most employers give their workers a rise of round 3% yearly, in keeping with Investopedia, however Tu recommends asking for a ten% to fifteen% increase each single 12 months to get essentially the most out of your incomes potential. \u201cWhereas this may seem to be loads, and also you won’t get this yearly, it\u2019s necessary to ask,\u201d Vivian shares. The extra you earn, the extra you’ll be able to make investments. And the extra you make investments, the extra your cash will be just right for you as an alternative of you working in your cash. <\/p>\n To set your self up for achievement throughout the dialog together with your supervisor, there are two key gadgets you need to put together: your accomplishments and market analysis. It\u2019s essential to focus on the way you add worth to the corporate and all the good work you\u2019ve finished, so make an inventory of what you\u2019ve delivered to the desk whether or not it\u2019s how a lot revenue you\u2019ve introduced in, the objectives you\u2019ve hit, and even the massive tasks you\u2019ve accomplished forward of schedule. Equally, come ready with what the market fee is in your function to assist justify your ask for a increase, which you’ll analysis through web sites like Glassdoor or Payscale. <\/p>\n In case you come ready to make your ask and the reply isn’t any or lower than what you anticipate, don\u2019t sweat it. Use it as a chance to ask your supervisor what you are able to do to earn a increase so you’ll be able to put together in your subsequent compensation dialog, or if this has occurred earlier than and also you wish to earn extra, use it as an indication to search for employment elsewhere.<\/p>\n Keep in mind, you’ll be able to solely lower so many bills out of your funds, however your earnings potential is limitless. Most individuals assume that with a purpose to have extra money, they should cut back their bills and funds. However in the event you\u2019ve already decreased your bills, like canceling subscriptions and reducing pointless spending, your solely different choice is to create extra earnings, both by asking for a increase or by further work like a facet hustle. \u201cYou aren\u2019t working in your well being, you\u2019re working for cash, and it\u2019s okay to be upfront about that.\u201d Whereas it’d really feel audacious, bear in mind, the reply is all the time no in the event you don\u2019t ask. <\/p>\nVivian Tu<\/h2>\n
1. Maximize Your Earnings to Get Extra Out of Your 9-to-5<\/h2>\n
2. Leverage Loopholes to You Cut back Your Taxes<\/h2>\n